Stage 1 – Initial Project Submission

Applicants seeking financing are required to submit a preliminary project package for internal review.

Required documents include:

• An official Letter of Intent
(sample below page)
• Executive Summary of the Project
• Business Plan
• Financial Projections (3–5 years)
• Use of Funds
• Corporate Profile / Company Registration Documents
• Existing Licenses / Permits (if applicable)
• Collateral Profile or Security Position (where available)

The above documents can be submitted via email to: [email protected]

A sample of the Letter of Intent can be found at the bottom of this page.

At this stage, BVB UG conducts an initial screening to determine project suitability and eligibility..

Stage 2 – Preliminary Review & Qualification

Upon receipt of all required documentation, our project review team evaluates the commercial viability, financial sustainability, market demand, management capability, risk exposure, security coverage, exit and repayment strategy

Projects meeting our preliminary criteria would proceed to the next stage.

Projects that do not meet internal requirements may be declined without further progression.

Stage 3 – Funding Consultation

Projects meeting preliminary requirements may be invited to participate in a virtual consultation with our funding team via Zoom, Signal, WhatsApp or Microsoft Teams.

The purpose of this consultation is to:

• Clarify project details
• Review capital deployment strategy
• Understand operational timelines
• Assess sponsor readiness
• Define financing structure
• Discuss terms, obligations, and compliance requirements

This consultation forms part of our formal underwriting and structuring process. It also provides applicants with an opportunity to discuss questions relating to the funding process.

Stage 4 – Project Review & Structuring

Following the consultation, our team conducts a more detailed review of the project, prepares a preliminary funding structure which may include:

• Debt Financing
• Equity Participation
• Structured Trade Finance
• Asset-Backed Financing
• Hybrid Capital Solutions

Where approved, the applicant will receive a Conditional Offer Letter outlining:

• Approved facility amount
• Funding tenor
• Interest or return structure
• Security requirements
• Conditions precedent
• Disbursement framework

Stage 5 – Acceptance of Conditional Offer & Compliance Onboarding

Upon acceptance of the Conditional Offer, the client proceeds into the compliance onboarding and final transaction preparation stage.

This phase includes:

• Capital allocation scheduling
• Underwriting finalization
• Legal documentation preparation
• Compliance verification
• Risk assessment procedures
• Final disbursement coordination

At this stage, all procedural obligations, transaction requirements, and closing conditions will be formally communicated to the client before final execution.

Clients must satisfy all applicable conditions precedent before funds can be released.

Stage 6 – Final Documentation & Execution

Upon acceptance of the proposed structure, the necessary transaction documentation will be prepared.

Documentation may include:

• Funding agreements
• Security documentation
• Project-related agreements
• Compliance documentation
• Transaction execution documents

All parties must review and execute the required documentation before proceeding to closing.

Step 7 – Transaction Closing

Following execution of the required documentation, the transaction enters the closing phase.

This stage includes completion of all remaining transaction requirements, verification procedures, and coordination necessary for funding implementation.

Specific requirements may vary depending on transaction size, funding structure, jurisdiction, and project type.

Stage 8 – Funding & Implementation

Upon successful completion of the closing process, funds are released in accordance with the agreed transaction structure.

Disbursement may occur as:

• Single disbursement
• Scheduled disbursements
• Milestone based funding
• Project implementation tranches

depending on the nature of the transaction.

Important Notice

All funding requests are subject to review, due diligence, compliance requirements, and final approval. Submission of a project does not constitute a commitment to provide funding.

BVB UG may provide financing directly for qualifying transactions or facilitate access to third-party funding sources, depending on the size, structure, and requirements of the transaction.